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Business Savings Accounts

Save smarter with a top rate, no maintenance fees, and FDIC insurance.

Earn and save more with & APY1

Earn &x the national average APY.2

Our savings calculator shows you how our competitive interest rate grows your account over time.

Fuel Your Growth

Maximize Your Returns

Our competitive business savings interest rates fuel your growth.

Protect Your Assets

Your deposits are FDIC-insured3, safeguarding your business from financial risks. 

Streamline Your Financial Management

Open your business savings account online and add authorized signers to accelerate efficiency.

Avoid Unnecessary Costs

Benefit from no monthly maintenance fees, boosting your business’ bottom line.

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Extended FDIC Insurance Coverage

Access millions in aggregate FDIC insurance through IntraFi® ‘s network of banks.4

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Minimize Risk

Protect your assets with access to millions in aggregate FDIC insurance coverage while earning a competitive rate.

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No Fees

Receive access to extended FDIC insurance coverage at no extra cost to you.

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Centralized Relationship

No need to manage multiple bank relationships when you can access coverage through one login with us.

A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet these conditions, deposit accounts are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage.

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Live Oak Bank Loves Small Businesses

Live Oak Loves Small Businesses

At Live Oak, we’re more than just a bank – we’re partners in our customers’ success stories. That’s why we’re thrilled to showcase the real people and businesses we’re proud to support.

We’ve empowered 60,000+ small business owners and are so proud to spotlight their incredible journeys and inspire others.

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