Choose a checking account that meets the needs of your business.
Are you an existing loan customer? Email us or call 866.484.1223 to open your account.
Business Checking Accounts
We provide the service, control and convenience you need to move money and make payments.
Business Checking Your Way
Business Essential
Ideal for your key, everyday business checking needs.
$10/month*
Waivable with $1,000 average daily balance
Business Plus
Ideal for businesses requiring ACH, online wire services or more robust features.
$25/month*
Waivable with $25,000 average daily balance
Business Plus Analysis
Ideal for businesses with high daily balances in need of statement aggregation and broader capabilities.
$100/month*
Earnings credit can offset fees
*Other fees and charges may apply. Please refer to the Business Schedule of Fees / Schedule of Limitations associated with your account type.
Features and Benefits
Waivable Monthly Service Fees1
Just be sure to maintain account balance requirements.
Easy Money Movement
Make payments and deposit checks while on-the-go.
Flexible Debit Card Use
Unlimited purchases and withdrawals at over 55,000 Allpoint ATMs.2
Enhanced Online Banking
Set employee permissions and customize alerts.
Connect with Quickbooks
Manage your business finances by linking your account.
Dedicated Service
Receive personalized support from our North Carolina-based team.
Compare All Accounts
| Business Essential | Business Plus | Business Plus Analysis | |
|---|---|---|---|
| Features | |||
| Minimum Balance | $0 | $0 | $0 |
| External Transfers | |||
| Mobile Deposit | |||
| Bill Pay | |||
| QuickBooks Integration | |||
| Permissions and Access Controls | |||
| Alert Preferences | |||
| Combined Account Analysis | -- | -- | |
| Earnings Credit | -- | -- | |
| Add-On Features | |||
| Multi-Company View | |||
| ACH Positive Pay (Credit and Debit) | |||
| Check Positive Pay | |||
| Sweeps | -- | ||
| ACH Collections and EFTPS | -- | ||
| ACH Payments and EFTPS | -- | ||
| Online Wire Originations | -- | ||
| Remote Deposit Capture (RDC) | -- | ||
| IntraFI Cash Sweep (ICS) | -- | ||
| Fee and Payment Structure* | |||
| Minimum to open account | $0 | $0 | $0 |
| Monthly | Business Essential $10/month; Monthly fee waived with $1,000 average daily balanceOpen Account |
Business Plus $25/month; Monthly fee waived with $25,000 average daily balanceOpen Account |
Business Plus Analysis $100/month; Contact us to learn how your balance can offset monthly feesContact Us |
| Open Account | Open Account | Contact Us | |
*Other fees and charges may apply. Please refer to the Business Schedule of Fees / Schedule of Limitations associated with your account type.
Insured Cash Sweep Account
Receive FDIC insurance coverage up to $10 million through the IntraFi Network.3
Minimize Risk
Protect your assets by expanding FDIC deposit insurance coverage while earning a competitive rate.
No Fees
Receive extended FDIC insurance coverage at no extra cost to you.
Consolidated Relationship
You no longer need to open accounts with multiple banks to access additional coverage.
Safe and secure
Multi-Approval
Set customizable controls to require that multiple parties approve outgoing payment orders.
Two-Factor Authentication
This added layer of security protects you and your transactions.
Fraud Protection
With Mastercard® Zero Liability Policy,4 you won’t be held responsible for unauthorized debit card transactions.
