A female hardware store business owner is standing in her store near shelves of products.

Hardware Store Loans

Tap into small business capital

Hardware stores are often community staples, with products and services for all. As an owner, your customers rely on you and your store for everyday necessities. At Live Oak Bank, we help our customers tap into capital and obtain hardware store loans tailored to their business goals.

Our hardware store financing team has the experience to confidently guide you through the lending process and provide a financing plan to help your business thrive. We want to invest in you whether you’re developing a new store, buying an existing store, purchasing real estate or refinancing business debt. Beyond the traditional banking experience, we strive to be an asset to our customers by turning obstacles into opportunities, with a streamlined process and an emphasis on customer service.

Need a little guidance and advice? Contact a loan specialist, they’re ready to help.

Loan Solutions

Green puzzle piece icon representing acquisitions and Live Oak Bank's suite of FDIC insured products.

Acquisition

Purchasing an existing hardware store is often a great solution to hit the ground running. This can include acquisition with conversion, expansion, buying out an existing partner or simply acquiring another location to grow your hardware store business. Once you identify the opportunity, we’re here to guide you through the loan process.

Green store blueprint icon representing new store building development

New Store Development

Starting a new store is exciting and offers opportunity to work with brands that can elevate your mission. When you’ve determined the market need and identified your project, let us assist you with the financing component.

Green buildings icon representing commercial real estate

Commercial Real Estate

Buying a building, renovating or ground-up construction can allow you to expand your current level of service. We provide hardware store loan structures to meet your needs and help you avoid costly mistakes throughout the process.

Personalized Service You Deserve

We’ll meet you where you are, whether that’s creatively structuring a small business loan or helping you maximize your money with a high-yield savings account. No need to jump through hoops for our attention — get the service you deserve from Live Oak Bank.

A DIFFERENT APPROACH TO SMALL BUSINESS LOANS

When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

SMALL BUSINESS LOANS 101 GUIDE

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

Our Team Understands Your Business

  • Brian Misenheimer
    VP – Franchise Financing

    Email Brian | 571.217.3022

We're ready when you are

Male using his phone to search for personal banking products

From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights