A inclusive small business owner is sitting with a client in front of a computer to work together.

Inclusive Small Business Loans

Helping under resourced entrepreneurs obtain capital

At Live Oak Bank, we’re on a mission to be America’s small business bank. Part of that mission includes our inclusive small business approach to unlocking capital for minority-owned, veteran-owned and women-owned businesses that traditionally lacked access to funding.

We are creating an ecosystem to bridge capital, capacity, and education for minority, women, and veteran entrepreneurs. First, our experienced team will work with you to understand your business goals and financial position. From there, we’ll explain your options for getting the necessary resources to meet your business goals. We believe every business owner deserves the opportunity to drive economic growth in their communities.

Need a little guidance and advice? Contact an inclusive small business banking officer, they’re ready to help.

Capital is just one way we invest in you

Acquisition Loans

Our dedicated team collaborates with you to understand your business model and objectives, providing personalized guidance in selecting the right financing option. Live Oak Bank is committed to fostering equitable and accessible opportunities for small business owners and potential buyers through our tailored acquisition loan structures. From initial preparation to the transition phase, we connect with entrepreneurs on a personal level, demystifying the loan process from application to funding and beyond.

Banking

At Live Oak, we prioritize our small business customers by eliminating monthly account fees, offering competitive interest rates and placing you at the heart of our decision-making process. Explore our small business banking account options to experience a financial partnership that empowers your business. Learn more about our small business banking account options.

Education

The Pathway to Capital program is designed to meet entrepreneurs where they are in their unique journey. Going beyond the traditional “approve or deny” mentality, we believe in guiding every step of the way. Each business in the program is paired with a specialist who provides tailored solutions to enhance capital readiness and ensure long-term success. We actively seek, serve and invest in impactful solutions to help small businesses not just survive, but thrive.

Early morning sun rise shining on American flags in the ground in Washington DC representing Live Oak's financing veteran financing programs and small business loans

Loan programs for veteran-owned businesses

Veteran Financing

Live Oak Bank has loan options for veterans who need capital to buy or grow a small business. The Small Business Administration (SBA) offers several unique loan programs that could benefit veteran-owned businesses, who may otherwise have challenges securing financing due to active-duty service or gaps in financial history.

A DIFFERENT APPROACH TO SMALL BUSINESS LOANS

When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

SMALL BUSINESS LOANS 101 GUIDE

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

Personalized Service You Deserve

We’ll meet you where you are, whether that’s creatively structuring a small business loan or helping you maximize your money with a high-yield savings account. No need to jump through hoops for our attention — get the service you deserve from Live Oak Bank.

Our Team Understands Your Business

  • Kalen Weaver
    Associate Loan Officer, Inclusive Banking

    Email Kalen | 910.375.5789

  • Lillian Graning, CEcD
    Inclusive Banking Manager

    Email Lillian | 828.508.9438

We're ready when you are

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From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights