A liquor store business owner is holding a wine bottle while discussing with a client.

Beer, Wine and Liquor Store Loans

Experts in beverage store financing

Beverage store owners have unique challenges, including balancing customer needs, suppliers, overhead costs and expenses. At Live Oak Bank, we recognize these stores’ opportunities and profitability. We provide wine, beer, and liquor store loans for retailers who understand the industry and want to maintain or expand their business.

We work tirelessly to treat every customer like they are the only customer—going above and beyond is how we operate. As a result, we strive to deliver an experience different from what you’d typically expect from a bank because your drive drives us.

Need a little guidance and advice? Contact a loan specialist, they’re ready to help.

Loan Solutions

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Acquisition

Buying an established business is a great path to becoming a business owner and has many advantages. Once you identify an opportunity, let us guide you through the acquisition process.

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Expansion

As you grow your beverage store business and find yourself running out of space, it may be time for an expansion. Our team specializes in real estate financing and can help support your growth strategy.

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Construction

Building a beverage store from the ground-up can be overwhelming, but we specialize in construction. We’ll stay with you through every step as your construction financing partner, from funding to groundbreaking to grand opening.

Personalized Service You Deserve

We’ll meet you where you are, whether that’s creatively structuring a small business loan or helping you maximize your money with a high-yield savings account. No need to jump through hoops for our attention — get the service you deserve from Live Oak Bank.

A DIFFERENT APPROACH TO SMALL BUSINESS LOANS

When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

SMALL BUSINESS LOANS 101 GUIDE

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

Our Team Understands Your Business

  • Jeff Clark
    VP - Wine & Craft Beverage

    Email Jeff | 707.331.9098

  • Tracy Sheppard
    VP - Wine & Craft Beverage

    Email Tracy | 707.486.4911

  • Randall Behrens
    VP - Wine & Craft Beverage

    Email Randall | 707.799.8529

  • Keith Merklin
    Executive Vice President

    Email Keith | 910.798.1212

We're ready when you are

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From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights