Live Oak® Express loans are perfect for small business owners who need access to capital quickly. These term loans are ideal for fueling growth for a variety of business needs including working capital, equipment purchases, debt refinance, onboarding new staff, and other non-real estate purposes. Loans range from $10,000–$500,000.
With Live Oak’s competitive rates and terms, you can expect a streamlined application process and personalized service. Apply for a small business loan and receive a decision quickly.
Loan Features & Benefits
- Terms up to 10 years
- Fixed and variable rate options*
- Streamlined loan process
- Digital application and loan closing
- Expedited closing process
- Transparent closing costs
- No prepayment penalties
- No hard personal credit inquiries
- Get started with simple documentation
Loan Requirements
- 2 years in business
- Excellent credit history
- Current on all business and personal debt
