Capitalizing on Opportunities

Live Oak Bank specializes in acquisition financing across all industries nationwide. Our dedicated mergers and acquisitions lending team has extensive Small Business Administration (SBA) expertise. Whether you are a broker, intermediary, search fund or individual, our team will help you understand the process of acquiring a business structured with SBA financing.

EXPERIENCE THE LIVE OAK ADVANTAGE

  • Industry Expertise: Our M&A lending team is comprised of experts in SBA lending across all industries. Live Oak also has several industry-focused teams who are armed with a full understanding of industry challenges and nuances. This unparalleled array of SBA professionals adds value to your process and your transaction.
  • Extensive Financing Options: Competitive rates, flexible equity requirements, no financial covenants and no prepayment penalties for loan terms under 15 years.
  • Flexible Terms: Up to 10 years for business purposes and 25 years for real estate, we can also accommodate combination acquisition/real estate transactions.
  • Loan Amounts: Live Oak offers loans from $75,000 to $7.5 million.
  • Speed: Experienced M&A lending team handles your loan from application to approval in as few as 10 days.
  • Technology: We think technology should enable people, not replace them. Live Oak Portal technology simplifies the loan process from application through funding, with real-time transparency so our customers know what’s happening through every step.

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Whom do we serve?

I Am Selling My Business

We specialize in SBA M&A finance. If you are planning to retire or developing an exit plan, our flexible financing options offer an expanded pool of potential buyers. Whether you are selling to a third-party or want to structure a sale to your key employees, Live Oak can tailor a loan package that can provide great loan terms to the buyer.

I Am A Buy/Sell Professional

Live Oak partners with you to help your clients navigate the complex M&A process. We work with buy/sell professionals including business brokers, attorneys and CPAs and offer a process that is streamlined and transparent.

  • 10-year terms
  • Minimal equity requirements
  • Working capital included
  • Seller note recalculation events and claw backs
  • Ability to use qualified plan funds for the buyer’s equity investment
I Am Looking To Acquire A Business

Many business owners find new levels of growth by purchasing a business through strategic acquisition. Live Oak has worked with many business owners, individuals and search funds to offer financing for these transactions.

  • 10-year terms
  • Minimal equity requirements
  • Working capital included

CONTACT OUR M&A LENDING TEAM

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Our Mergers and Acquisitions Team

  • Lisa Forrest
    Senior Loan Officer

    Email Lisa | 425.999.2042

  • Heather Endresen
    Senior Loan Officer

    Email Heather | 714.404.3648