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Veteran Financing

Loan programs for veteran-owned businesses

Loan Solutions

Live Oak Bank has loan options for veterans who need capital to buy or grow a small business. The Small Business Administration (SBA) offers several unique loan programs that could benefit veteran-owned businesses, who may otherwise have challenges securing financing due to active-duty service or gaps in financial history. As the nation’s number one SBA 7(a) lender by dollar amount*, Live Oak Bank will help you simplify the loan process. With our dedication to efficiency, collaboration and deep knowledge of small business lending, we’ll take you where you need to go.

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SBA 7(a) Loans

SBA 7(a) loans allow businesses to obtain capital with less equity than a conventional loan, offering flexibility on terms and business uses.

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Combination Financing

If you have a project that exceeds the SBA 7(a) $5 million limit, our combination financing program is a creative solution. We pair an SBA 7(a) loan ($5 million) with a conventional loan up to $5 million for qualifying projects.

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Live Oak® Express Loans

$10,000 to $500,000 loans for veteran business owners who need funds fast for non-real estate purposes.

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Banking Built for Business

Running a small business can be complex—business banking should be simple. We offer business owners personal guidance and easy-to-use banking products.

  • Business Checking
  • High-Yield Savings
  • High-Yield CDs

Veteran Resources

Guide to Buying a Business

This guide serves as a comprehensive overview for prospective buyers and outlines what you should consider and prepare when acquiring a business.

Understanding Financial Statements

Our guide will help you understand the key components of financial statements so you can make strategic business decisions.

Small Business Loans 101

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

The 5 C's of Credit Workbook

Understanding Live Oak Bank’s “C’s of Credit” will prepare you for the loan application process, paving the way to approval and funding.

Ownership Transition Guide

A successful ownership transition is essential to setting the buyer up to thrive. This guide will cover how to plan and execute an ownership transition.

Small Business Resource Center

Level up your small business game with our curated collection of financial tips and tricks and advice, straight from the experts at Live Oak.

We're Ready When You Are